Personal Banking > Checking Comparison

	Hometown Hero Checking	Freedom Checking	Student Checking***	Club Interest Checking	Golden Club Checking**	Personal NOW Account	Super NOW Account	Premium Income NOW	New Start Checking
Earn Interest*
Monthly fee-no minimum balance required				$8					$8
Minimum to avoid charges	$0	$0		$0	$200	$1,000	$2,500	$10,000	$0
Monthly fee if balance falls below minimum	$0	$0		$0	$5	$8	$8	$20
Minimum opening deposit	$100	$100	$25	$100	$100	$100	$100	$20,000	$100
Free 24-hour account info at PhoneUs®
Foreign ATM transactions FREE			3	5
Unlimited check writing
Unlimited transactions
Check images
Monthly Statement
No fee notary service, Free fax service and Free photocopies
Free personalized wallet checks or an specialty check half-price			Trial Pack of 50 Free						1st Order Free
Free Internet Banking Service
Free online Bill Pay

* All interest is subject to balance requirements.
** For customers age 50 or older.
*** For customers ages 18 – 23.