Personal Banking > Loans
Whether you are building for the future or improving your present situation, Bank of Yazoo has a loan package that can fit into your way of life. Just call one of our experienced loan officers at a branch near your home or workplace, and let us construct a loan that you can live with. We're money managers with a financial strategy that keeps us one of the strongest and most secure independent banks in the state. At Bank of Yazoo, your financial well-being is important to us, and we're ready to help you with what you need everyday.
Home Mortgage Loans There is no place like home. When you’ve found a home to call your own, call us. Bank of Yazoo offers conventional or balloon mortgages with a fixed or variable rate. So if you want to build your dream home, we will help you hammer out the construction financing. Bridge lending is also available.
Residential Construction Loans Stretch out without stretching the budget. Adding on, building a new home, or general home improvement is a way of life with growing families. Getting a residential construction loan to complete a home improvement project should be no more trouble than mixing paint. Just call one of our experienced loan officers at an office near you, and you've just taken the first step to home improvement.
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Home Equity Credit LinesSecured money when you need it most.
We understand the value of home equity and offer you a revolving line of credit secured by the equity in your home. Once your application is approved and your credit limit is determined, you can conveniently access your loan account by writing a check.
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Consumer Loans For the way you live.
We lend money for home improvements, education, vacations and many of the other things you want most. To find out if you're a qualified borrower, come by and talk to a Bank of Yazoo loan officer.
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Personal Line of CreditBudget management on your terms.
Taking a quick vacation or an unforeseen purchase is normal in our fast-paced lifestyle. This is when it is important to have a personal line of credit that is as flexible as your schedule. Simply sign up at your nearest Bank of Yazoo office and, upon approval, write yourself a check for that special need without worry.
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Auto Loans
The best deal on wheels.
Whether you are buying a new or used automobile, we’ve got the competitive interest rates and individually tailored terms to get you rolling. So check your engines and come to Bank of Yazoo for the best auto loan around.
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Equal Housing Lender