Whether you want the basics or prefer an account that earns interest, we've got YOU covered.
Each account will allow you to conveniently access the funds you need every day while providing the security of a federally insured bank. When you're ready to bank on your own terms, you're ready for a checking account from Bank of Yazoo.
BenefitU Checking
Life sometimes offers extras benefits! This account was crafted to provide you a whole host of benefits including AD&D insurance coverage, identity theft monitoring and resolution, cell phone protection, $hopping RewardsTM and much more.
ProtectU Checking
Identity theft is the fastest growing crime in the world today. Your checking account can help protect against Identity Fraud. ProtectU Checking includes identity theft monitoring and resolution services to help protect should you become a victim.
AchieveU Checking
For students, some of life’s best lessons are learned outside the classroom. AchieveU Checking offers an instant-issue debit card, Online Banking, Mobile Banking and much more, allowing your teenager the opportunity to enjoy checking at its best, and to get a foundation for their financial future!
NewU Checking
At Bank of Yazoo, we believe everyone deserves a second chance. If you’ve been ineligible to maintain a traditional checking account with us before, NewU Checking is your opportunity to enjoy a low-limit debit card for 12 months and other benefits! Must remain free of NSF fees for 12 months to qualify for another account.
| NewU | AchieveU9 | ProtectU | BenefitU | |
|---|---|---|---|---|
| Minimum Opening Deposit | $100.00 | $25.00 | $100.00 | $100.00 |
| Monthly Service Charge | $10.00 | $5.00 | $10.00 | $10.00 |
| Minimum Balance to Avoid Service Charge | N/A | N/A | $1,000.00 | $2,500.00 |
| Discount Options | N/A | $2.00 credit for 10 or more debit card transactions | $3.00 credit for 25 or more debit card transactions | N/A |
| Interest Rate Information | N/A | N/A | N/A |
Tiered Interest1: |
| Interest Accrual and Crediting | N/A | N/A | N/A |
Accrued Daily |
| Minimum Balance to Earn Interest | N/A | N/A | N/A |
$1,000 |
| Transfer and Withdrawal Limitations | N/A | N/A | N/A |
N/A |
| Check Orders | Standard Pricing | Standard Pricing | Standard Pricing |
1 free order of checks annually |
| Paper Statement Fee2 |
$3.00 |
$3.00 |
$3.00 |
$3.00 |
| Cell Phone Protection3 |
N/A |
X |
X |
X |
| IDProtect®4 |
N/A |
N/A |
X |
X |
| $hopping Rewards™,5 |
N/A |
N/A |
X |
X |
| Health Discount Savings6 |
N/A |
N/A |
N/A |
X |
| VIP Concierge Service7 |
N/A |
N/A |
N/A |
X |
| AD&D Insurance8 |
N/A |
N/A |
N/A |
X |
1 - Interest Rates subject to change daily.
2 - Paper statement fee waived upon enrollment in E-Statements.
3 - Cell Phone Coverage* - Receive up to $400 of replacement or repair costs simply by paying your cellular telephone bill with your ProtectU and BenefitU Checking account; AchieveU customers cell phone bill can be paid through any Bank of Yazoo account.
4 - IDProtect®* - Identity Theft Monitoring and Resolution Service. Includes up to $10,000 Identity Theft Expense Reimbursement Coverage, access to a dedicated Fraud Specialist assigned to manage your case until your identity is restored, Credit File Monitoring, Credit Report and Score, Identity Monitoring of over 1,000 databases.
5 - $hopping Rewards* - Earn cash rewards when you shop online at dozens of your favorite retailers. Available online only.
6 - Health Discount Savings* - Savings on vision, prescription, and dental services. This is NOT insurance.
7 - VIP Concierge Service* - Access to urgent/emergency travel assistance service. This service includes 24/7 services only and all costs to secure request(s) are responsibility of the customer.
8 - AD&D Insurance* - Receive up to $10,000 of 24-hour Accidental Death and Dismemberment Insurance. Coverage divides equally on joint accounts and reduces by 50% at age 70.
9 - For Students Under 23 Years of Age. After account holder reaches the age of 23, the account will convert to a ProtectU Checking account.
*Please visit your nearest Bank of Yazoo location for full account breakdown and Guide to Benefit on each of the above described services by account type.